Houston Personal Injury Lawyer

Houston car accident was not my fault, will my insurance rate go up?: Houston Car Accident Lawyer

If you are involved in a car accident, how much your insurance rates will increase depends on a number of factors.

If you have a history of getting involved in car accidents, your car insurance rates may increase. If you get involved in an accident and that accident causes personal injuries and property damages, you need to reported to your insurance company, irrespective of whether you were at fault for the accident. However, whether the insurance company will charge you a higher rate and how much your rates will increase depend on a number of factors. Simply getting involved in an accident or filing a claim for compensation may not cause a rate increase. Let’s take a look at some major factors that could impact your insurance rates.
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Who is at fault? – Houston Car Accident Lawyer
Whether or not your insurance rates will increase partly depends on who was responsible for the accident. If more than one person was at fault, the share of negligence of each party is determined during the claim process. In a more complicated case, a judge or jury trial find the percentage of each negligent parties fault.

If your car was hit by another car, the other cars driver may not necessarily be at fault for the accident. Maybe you created a situation where the other driver had no option but to hit your car. In such a case, you are also at fault for the accident, so your insurance rates may increase. In some situations, a driver may hit another car in trying to save another approaching vehicle or pedestrian. In such a situation, determining the share of fault could be more difficult. It is advisable to discuss your case with an experienced Houston car accident lawyer to understand your legal rights and what you are entitled to.

What if the other driver does not stop? – Houston Car Accident Lawyer
In a hit-and-run accident, the driver at fault often drives away from the accident scene, without providing any contact details. If you suffer an injury from a hit and run accident, you may choose not to file a claim for compensation, assuming that your insurance rates could increase if you file a claim. But this is not true in Texas your insurance rates will not go up if you are not at fault for the accident. If you report the accident to please within 24 hours after a hit-and-run accident occurs, it will be considered that you are not at fault for the accident.

In the event that you are involved in a Houston car wreck, you need to make sure that you give the proper identification and vehicle insurance information to the other party involved in the accident. Additionally, if anyone is injured you must render aid.

Additional situations – Houston Car Accident Lawyer
Let’s take a look at some other situations where you may be consider not at fault for the accident.
– You park your vehicle legally.
– You did not volley traffic rules, but another car hit you from behind.
– You are not convicted of a moving violation, but the other driver was.
– If the other driver was uninsured or underinsured, you can claim compensation for your injuries and damages from your own insurance company.

Contact Houston Car Accident Lawyer RJ Alexander Law PLLC today.
If you suffer an injury or property damage from a car accident. As a result of someone else’s fault. Contact RJ Alexander Law PLLC to discuss your case. Call us at 832-458-1756.

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